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Personal loans have many purposes, including debt consolidation, which is a refinancing strategy of taking out a fixed-rate, unsecured loan to pay off or reduce multiple unsecured debts, such as.
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Todd Albery, CEO of Quizzle, a Detroit-based credit report and personal finance company owned by Bankrate, said he thinks that personal loans are gaining popularity because technology has made them.
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For 2019, the average personal loan interest rates are between 10% to 28%. Click to find out more about what affects your interest rate and what rates you can .
A personal loan is a fixed-amount loan that’s distributed as a lump sum. Most people take out personal loans to make a large purchase, pay off medical bills or consolidate debt. Unlike a secured loan to buy a home or car, personal loans are "unsecured." Unsecured loans are offered with no collateral attached,
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